Types of Personal Injury Claims

on Monday, September 24, 2012

A Personal Injury Claim is filed when you are the victim of injury because of the negligence of another party. In most cases, a personal injury claim is first filed with an insurance company that carries auto, homeowners, business, malpractice or Workers' compensation Insurance, depending on the nature of your accident. Accidents do occur, and over time laws and safety regulations have been created so that exposure to potentially deadly or harmful events could be reduced to protect citizens. Since it is impossible to prevent all accidents from occurring, victims of personal injury have rights supported by government to file claims to recover damages suffered. The ability to seek damages though a personal injury case takes steps to further protect consumers from negligent acts and allows citizens to exercise their individual freedoms and victim rights. Understanding the different types of somekeyword can help you in knowing where to start; however, because each case has a unique set of circumstances, it is best to consult with an experienced personal injury lawyer in order to gain a clearer understanding of your rights. Transportation Accidents This is one of the most common causes of Personal Injury, including: - Car accidents - Truck accidents - Motorcycle accidents - Bus accidents - Pedestrian accidents Work-Related Injuries Each year, thousands of people in the United States require medical treatment for injuries incurred at their place of work. Employers have an obligation to keep their working environments safe in order to prevent work-related injuries due to premises liability or other foreseeable variables. If an employer fails to take necessary precautions, they can be held liable for negligence or wrongdoing. Premises Liability Property owners have a responsibility to keep their premises in safe condition to reduce the risk of injury to public users. Whether it's a business, a parking garage, or a public sidewalk, property must have adequate security and regular maintenance in order to prevent danger to public users. Product Liability Many car accident claims also involve product liability, since the accident is sometimes caused by vehicle defects. In a similar vein, toys marketed for children can pose a significant threat when they are not properly screened or tested in advance. Medical Malpractice Medical malpractice lawsuits are an increasingly complex area of personal injury law. Frivolous lawsuits can constantly interrupt and stymie otherwise committed physicians and hospitals. However, cases with merit can be an essential method of protecting patients' rights, improving policies, and preserving the integrity of the medical profession. Types of personal injury claims due to medical malpractice are: - Misdiagnosis - Wrongful death - Birth injuries - Surgical errors - Hospital negligence When health care providers fail to offer proper care to patients, their negligence can result in catastrophic injury, illness, or death. However, proving the cause of the injury or death can often be a complicated process, requiring a medical malpractice attorney who is well-versed not just in law, but in medicine itself, and the different ways that treatment can go wrong.

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